Guide to Earthquake Insurance
Table of Content Auto Insurance Liberty Mutual: Best for Renters Does Homeowners Insurance Cover Earthquakes? Is Earthquake Covered By Homeowners Insurance? How Much Earthquake Insurance Do I need? Some earthquake insurance providers, like the California Earthquake Authority, will sell earthquake insurance after a recent earthquake. You will not be covered for losses incurred before the policy start date and related aftershocks within a certain period (e.g., 15 days after the earthquake occurrence). Lessons learned from the aftermath of disasters have revealed, time and again, that you can effectively manage risk and recover faster after a disaster if you have insurance. However, the increase in insurance premiums has made coverage hard to get in many areas, contributing to the decrease of insurance covering seismic claims. You don’t have to worry if the insurer will pay out if you file a claim for earthquake damage. California residents usually purchase earthquake insurance th...